1. Acceptance of Terms

By accessing or using Socratify's website, mobile application, or any services provided by Socratify AI Inc. (collectively referred to as "Socratify," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). These Terms apply to all users of Socratify, including but not limited to registered and unregistered users. If you do not agree to these Terms, you should not use our services. We reserve the right to amend or modify these Terms at any time, and your continued use of the services constitutes acceptance of any such modifications. Please review these Terms periodically for changes.

2. Description of Service

Socratify provides an AI-powered, voice-first educational platform designed to enhance users' knowledge and critical thinking skills in business and investing through interactive dialogues, personalized feedback, and curated content recommendations. The platform targets early-stage professionals, students, and lifelong learners interested in business and investing, focusing on active engagement rather than passive consumption of information.

2.1 Educational Purpose

1. Nature of Service: Socratify is an educational platform designed to enhance users' knowledge and critical thinking skills in business and investing.
2. Not Professional Advice: The content provided through Socratify does not constitute professional, financial, investment, legal, or business advice.
3. Simulated Learning Environment: Socratify provides a simulated environment for learning and practicing business concepts.
4. User Responsibility: Users are responsible for critically evaluating the information and insights gained through Socratify.
5. Continuous Learning: Users should be aware that information can quickly become outdated and are encouraged to verify information independently.
6. Performance Metrics: Any scores or rankings provided by Socratify are for educational purposes only.
7. No Guarantees: Socratify makes no guarantees regarding the outcomes of using our service.

3. Eligibility and Registration

1. You must be at least 18 years old or have reached the age of majority in your jurisdiction to use Socratify.
2. To access certain features, you must register for an account. You agree to provide accurate, current, and complete information during the registration process.
3. You are responsible for safeguarding your password and for any activities or actions under your account.

4. Subscription and Billing

1. Socratify offers a subscription-based service priced at $29 USD per user per month.
2. Subscriptions will automatically renew unless canceled at least 24 hours before the end of the current period.
3. Refunds are provided solely at Socratify's discretion, in compliance with applicable laws.

5. User Content and Conduct

1. You retain ownership of your User Content, and you are solely responsible for it.
2. By submitting User Content, you grant Socratify a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute your User Content.
3. You agree not to use Socratify to violate any laws, infringe on the rights of others, submit false information, or interfere with the platform's integrity.

6. Intellectual Property Rights

1. The Socratify platform is owned by Socratify AI Inc. and is protected by intellectual property laws.
2. AI-generated content provided through Socratify is the property of Socratify AI Inc. and is protected by copyright laws.

7. AI-Generated Content and Disclaimer

1. Socratify uses artificial intelligence to generate content. While we strive for accuracy, AI-generated content may contain errors or biases.
2. Users should exercise their own judgment and not rely solely on AI-generated advice for critical decisions.

8. Voice Data Usage

1. By using our voice-based features, you consent to the collection and processing of your voice data for improving our services and personalizing your experience.
2. We will handle your voice data in accordance with our Privacy Policy and applicable data protection laws.

9. Privacy and Data Protection

1. Our collection, use, and disclosure of your personal information are governed by our Privacy Policy.
2. By using Socratify, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.

10. Limitation of Liability

1. To the maximum extent permitted by law, Socratify AI Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
2. We strive to maintain the reliability of our services, but we cannot guarantee uninterrupted or error-free access.

11. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or through our platform. Your continued use of Socratify following such notification constitutes your acceptance of the revised Terms.

12. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Delaware. Any disputes will be subject to the exclusive jurisdiction of the courts located in Delaware.

13. Contact Information

If you have any questions about these Terms, please contact us at [email protected]. Our support team is available to assist you with any questions, concerns, or feedback you may have regarding our services or these Terms.